Borrow against
your crypto.
Keep the upside.
Unlock instant liquidity without selling a single coin. Get a credit line backed by Bitcoin, Ethereum and 50+ digital assets — rates from 0.9% APR, funded in minutes.
Simple by design
Liquidity in four steps
No selling. No taxable events. No paperwork. Just credit against the crypto you already hold.
Pledge collateral
Deposit BTC, ETH or any of 50+ supported assets into an insured, segregated vault. You always retain ownership.
Choose your terms
Pick your loan amount up to your available LTV, set a flexible repayment plan, and lock a rate from 0.9% APR.
Get funded fast
Receive stablecoins or fiat to your wallet or bank — typically in under two minutes. No credit checks, ever.
Repay & reclaim
Repay anytime with zero prepayment penalties. Your collateral is instantly returned — plus any gains it made.
Loan estimator
See what you can borrow
Adjust your collateral and terms to preview your credit line. Rates are illustrative — get an exact quote in seconds.
- Monthly interest
- $34
- Total interest (12mo)
- $408
- APR
- 1.2%
- Est. liquidation price
- $40,000
No credit check · No prepayment fees
Collateral you can use
50+ digital assets accepted
Pledge major coins and stablecoins as collateral. The higher the loan-to-value, the more liquidity you unlock.
Built for trust
Your keys are safe.
Your assets, insured.
Crypto Credits is engineered from the ground up to protect the assets you pledge. We combine bank-grade custody, transparent on-chain reserves and continuous auditing so you can borrow with total peace of mind.
Segregated cold storage
Collateral is held in institutional-grade, multi-sig cold wallets — never rehypothecated or lent out.
$300M custody insurance
Assets under custody are protected against theft and physical loss by leading underwriters.
Proof of reserves
Real-time, on-chain attestations let you verify that every loan is fully backed at all times.
SOC 2 Type II certified
Independently audited security controls, penetration-tested quarterly by third-party firms.
Questions, answered
Frequently asked
No. You pledge your crypto as collateral and borrow against it. You keep full ownership and all the upside if the price rises — repay the loan and your collateral is returned in full.
Put your crypto to work.
Join 380,000+ borrowers unlocking liquidity without giving up their assets. Your credit line is minutes away.
Talk to us
Have a question?
Our desk is on it.
Whether you're borrowing $5k or managing an eight-figure treasury, our lending specialists reply within one business hour.